USDT ERC-20 Payment Gateway

ERC-20 is the original Tether standard and the one every exchange, custodian and DeFi protocol supports. GatewayCrypto confirms Ethereum USDT payments in under a minute, issues a dedicated address per order and pools the funds with your other networks, so high-value customers can pay the way they prefer without extra work on your side.

USDT ERC-20 Payment Gateway

USDT ERC-20 at a glance

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Network

Ethereum

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Token standard

ERC-20

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Confirmation time

≈ 15–60 seconds

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Typical network fee

$0.50–$5, gas-dependent

Works with: MetaMask, Ledger, Coinbase, Kraken, Trust Wallet, Rabby

GatewayCrypto
Ethereum

Why accept USDT ERC-20

High-value invoices, B2B settlement and customers who keep funds on Ethereum-native wallets, exchanges or in DeFi. The most widely integrated USDT standard.

Universal support

If a wallet or exchange lists USDT, it supports ERC-20. Offering it means no customer is turned away, whatever they use to store their Tether.

Right-sized for large payments

Gas is a flat cost, so a $10,000 invoice pays the same fee as a $100 one. For B2B settlement and high-ticket goods, Ethereum's security is worth the few dollars.

USDT ERC-20

Deep liquidity, clean audit trail

Ethereum has the deepest USDT liquidity and the most mature block explorers and analytics — useful when finance or compliance need to trace a payment.

Same balance as every other network

ERC-20 deposits land in your unified USDT balance next to TRC-20, BEP-20 and Solana. Withdraw on a cheaper network later; no bridging, no internal cross-chain fees.

How to accept USDT ERC-20 payments

Every network pays into the same USDT merchant balance — no cross-chain fees, no manual reconciliation.

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    Enable USDT on Ethereum in your dashboard

    Switch on ERC-20 for USDT in the merchant dashboard. It appears at your checkout next to the other networks you accept.

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    Create the payment

    Your checkout calls the API with the amount and network=ERC-20. We return a dedicated Ethereum deposit address and a payment window.

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    The customer sends USDT

    They pay from any wallet or exchange that supports USDT on Ethereum. We watch the chain and mark the payment as detected, then confirmed.

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    You get the webhook and the balance

    On confirmation we notify your server and credit your unified USDT balance — the same balance every other network pays into. Keep it, auto-convert, or settle to fiat.

GatewayCrypto REST API · USDT ERC-20

Create a USDT ERC-20 payment in one call

One request returns a deposit address and a hosted checkout link; a webhook tells your server when the payment is detected and when it confirms.

Get API access
curl -X POST https://api.gatewaycrypto.io/v1/payments \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "currency": "USDT",
    "network": "ERC-20",
    "amount": 250.00,
    "order_id": "ORD-10421",
    "callback_url": "https://yoursite.com/webhook"
  }'

USDT on other networks

USDT TRC-20

Tron · ≈ 3 seconds · ≈ $1 or less

Details

USDT BEP-20

BNB Smart Chain · ≈ 3–5 seconds · $0.03–$0.10

Details

USDT SPL

Solana · < 1 second · < $0.01

Details
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Start accepting USDT ERC-20 today

High-value invoices, B2B settlement and customers who keep funds on Ethereum-native wallets, exchanges or in DeFi. The most widely integrated USDT standard.

Learn more about crypto payments

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Frequently Asked Questions

Ethereum produces a block every 12 seconds. We detect the transfer in the first block and mark it confirmed after a few more, usually within 15–60 seconds. Your server receives a webhook at each step.

Usually between $0.50 and $5 depending on network load; it is a flat cost that does not scale with the amount. You can pass it on to the customer or absorb it — a setting in your dashboard.

Both. Customers holding Tether on exchanges tend to withdraw via TRC-20 for cost; DeFi users and institutions keep ERC-20. GatewayCrypto shows every network you enable at checkout and pools the funds, so there is no reason to choose.

Yes. Keep the USDT, auto-convert other coins into it, or turn on USD or EUR settlement to your bank account — the option applies to your whole USDT balance regardless of network.