USDT BEP-20 Payment Gateway

BNB Smart Chain is where Binance's hundreds of millions of users withdraw their Tether by default. GatewayCrypto confirms BEP-20 payments in a few seconds for a few cents, gives each order its own address and settles into the same unified USDT balance as your Tron, Ethereum and Solana deposits.

USDT BEP-20 Payment Gateway

USDT BEP-20 at a glance

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Network

BNB Smart Chain

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Token standard

BEP-20

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Confirmation time

≈ 3–5 seconds

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Typical network fee

$0.03–$0.10

Works with: Binance, Trust Wallet, MetaMask, SafePal, OKX, Bitget

GatewayCrypto
BNB Smart Chain

Why accept USDT BEP-20

Retail customers in Asia and emerging markets, Binance users and any checkout where sub-10-cent fees matter more than Ethereum-grade security.

The Binance withdrawal default

BEP-20 is preselected for USDT withdrawals on the world's largest exchange. Supporting it captures customers who never think about which network they are on.

Fast and nearly free

Blocks every three seconds and transfer fees of a few cents make BEP-20 a good fit for subscriptions, digital goods and frequent small top-ups.

USDT BEP-20

EVM-compatible tooling

BNB Smart Chain speaks the same language as Ethereum, so MetaMask-style wallets, explorers and your existing ERC-20 integration work unchanged.

One balance, any withdrawal network

BEP-20 deposits join your unified USDT balance. Pay out on BEP-20 for cost or on another network for reach — no bridging on your side.

How to accept USDT BEP-20 payments

Every network pays into the same USDT merchant balance — no cross-chain fees, no manual reconciliation.

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    Enable USDT on BNB Smart Chain in your dashboard

    Switch on BEP-20 for USDT in the merchant dashboard. It appears at your checkout next to the other networks you accept.

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    Create the payment

    Your checkout calls the API with the amount and network=BEP-20. We return a dedicated BNB Smart Chain deposit address and a payment window.

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    The customer sends USDT

    They pay from any wallet or exchange that supports USDT on BNB Smart Chain. We watch the chain and mark the payment as detected, then confirmed.

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    You get the webhook and the balance

    On confirmation we notify your server and credit your unified USDT balance — the same balance every other network pays into. Keep it, auto-convert, or settle to fiat.

GatewayCrypto REST API · USDT BEP-20

Create a USDT BEP-20 payment in one call

One request returns a deposit address and a hosted checkout link; a webhook tells your server when the payment is detected and when it confirms.

Get API access
curl -X POST https://api.gatewaycrypto.io/v1/payments \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "currency": "USDT",
    "network": "BEP-20",
    "amount": 250.00,
    "order_id": "ORD-10421",
    "callback_url": "https://yoursite.com/webhook"
  }'

USDT on other networks

USDT TRC-20

Tron · ≈ 3 seconds · ≈ $1 or less

Details

USDT ERC-20

Ethereum · ≈ 15–60 seconds · $0.50–$5, gas-dependent

Details

USDT SPL

Solana · < 1 second · < $0.01

Details
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Start accepting USDT BEP-20 today

Retail customers in Asia and emerging markets, Binance users and any checkout where sub-10-cent fees matter more than Ethereum-grade security.

Learn more about crypto payments

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Frequently Asked Questions

BNB Smart Chain produces a block roughly every three seconds. We detect the transfer at once and mark it confirmed in about five seconds, then send your server a webhook.

Typically $0.03–$0.10, paid in BNB by the sender. GatewayCrypto lets you decide whether the customer or your business covers network fees.

Yes. BEP-20 is the token standard on BNB Smart Chain (formerly Binance Smart Chain). USDT on BSC and USDT BEP-20 refer to the same asset and network.

Only if you enable it — each network is a switch in your dashboard. We recommend enabling all four USDT networks: they all settle into one balance, so there is no downside.