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XRP Payment Gateway

Plug Ripple (XRP) payments into your platform with GatewayCrypto. Transactions settle in 3-5 seconds with fees under a cent. Our API handles destination tags, payment tracking, and webhooks so you can focus on building your product.

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Ripple Payment Gateway

Supported XRP Networks

XRP Ledger (XRPL)
< 5 min
Integration Time
99.9%
Uptime SLA
Real-Time
Webhook Delivery

How XRP Payment Gateway Works

Our XRP payment gateway covers the entire payment flow. We assign a unique destination tag for each order, monitor the XRP Ledger for incoming payments, and ping your server the moment funds land. No need to run your own XRPL node or worry about destination tag routing.

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  1. 1

    Customer Selects XRP at Checkout

    Your checkout page shows XRP as a payment option. The customer sees the deposit address and a unique destination tag for their order.

  2. 2

    We Assign a Unique Destination Tag

    Our API generates a destination tag tied to this specific order and your merchant account. This is how we match payments to orders on the XRP Ledger.

  3. 3

    Customer Sends XRP

    The customer sends XRP from any wallet, including the destination tag. We watch the ledger and match the payment to the correct order in real time.

  4. 4

    3-5 Seconds Later: Confirmed

    XRP transactions finalize in seconds, not minutes. We send a signed webhook to your callback URL and funds are settled to your account.

Integration Options

REST API

Create XRP payment invoices with one API call. We handle destination tags and ledger monitoring for you.

REST API XRP 
curl -X POST https://api.gatewaycrypto.io/v1/payments \
  -H "Authorization: Bearer YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "currency": "XRP",
    "amount": 50.00,
    "order_id": "ORD-67203",
    "callback_url": "https://yoursite.com/webhook"
  }'

Python SDK

Install the GatewayCrypto Python package and start processing XRP payments in a few lines of code.

Python SDK XRP 
from gatewaycrypto import Client

client = Client(api_key="YOUR_API_KEY")

payment = client.payments.create(
    currency="XRP",
    amount=50.00,
    order_id="ORD-67203",
    callback_url="https://yoursite.com/webhook",
)

print(payment.wallet_address)     # XRP address
print(payment.destination_tag)     # Required tag
print(payment.expires_at)          # Payment window

E-Commerce Plugins

Drop-in plugins for WooCommerce, Shopify, PrestaShop, and more. Enable XRP payments from your store dashboard without writing code.

Why Choose GatewayCrypto for XRP Payments

Ripple (XRP) Payment Gateway

  • 3-5 Second Settlement

    XRP transactions finalize in seconds. Your customers pay, you get confirmation almost immediately. No waiting for block confirmations.

  • Fees Under a Cent

    XRP transaction costs are a fraction of a penny. Your customers save on fees, and so do you.

  • Built for Cross-Border Payments

    XRP was designed from the ground up for fast international transfers. Perfect if your business serves customers across multiple countries.

  • High Throughput

    The XRP Ledger handles 1,500 transactions per second. No congestion, no failed transactions during peak traffic.

  • Enterprise-Grade Security

    Non-custodial setup, signed webhooks, IP whitelisting, and compliance tooling. Ready for regulated industries.

Integrate XRP Payments Today

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Frequently Asked Questions

XRP transactions settle in 3-5 seconds on the XRP Ledger. That makes it one of the fastest cryptocurrencies for payments. We send a webhook to your server as soon as the transaction is validated.

A destination tag is a number attached to an XRP transaction that tells us which order the payment belongs to. Our gateway handles destination tags automatically. Your customers just copy the tag from the checkout page.

We charge a simple per-transaction fee with no monthly minimums or hidden costs. XRP network fees are typically less than $0.01 and are paid by the sender. Contact our sales team for volume-based pricing.

Yes. Turn on auto-conversion in your dashboard and incoming XRP is converted to USD, EUR, or other supported currencies at settlement time. You get fiat in your bank account without touching crypto.

Use our REST API for custom setups, grab a Python, Node.js, or PHP SDK for faster development, or install a plugin for WooCommerce, Shopify, or PrestaShop. Most teams go live in under 30 minutes.

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